The Hawaii Team Real Estate Blog
How Do You Want Your Real Estate?
As a student of marketing, I am constantly fascinated by the data that reveals how people purchases things. There clearly has been a major paradigm shift in the way people find and buy real estate. When I do consulting, I always tell the companies, "Let's not guess...
The Stimulus
My brother is in charge of North American sales for the world's largest concrete and cement manufacturer. If anyone would have a good perspective about the stimulus plan from the Obama administration, it would be my brother. You see, the idea of the stimulus plan was...
The State of Lending
What is the state of lending these days? Does anyone really know? I speak with lenders all the time and I seem to get a different answer or different points of view with each one of them. It's not that I think they don't know the answer, but I honestly believe that...
I have looked at over 100 Homes
I heard these words come out of a buyer's mouth the other day, "I have looked at over 100 homes and still have not found my perfect home." I cringed when I heard that sentence and thought to myself, "If she has looked at 100 homes and still has not found her perfect...
What Is Your Syndication Model
No question, the internet has changed the face of real estate and everyone seems to be scrambling, trying to figure out how you win the real estate game online. There are social networking blogs, IDX data searches, mobile plug-ins for your phone, national real estate...
The Window Of Opprtunity For First Time Home Buyers Is Getting Smaller
For those you First Time Home Buyers out in the market place looking for your first home, you know that homes in the $200,000 and under price range are selling in days (sometimes hours) and not weeks or months. The current low interest rate environment along with the...
The Chasm
It's safe to say that there has never been a bigger chasm between seller and buyer than what we are experiencing right now. Sellers are getting offers anywhere from 10K off their asking price to several hundred thousand dollars off their asking price. So where is the...
No Doc Loan Could Come Back
Bank attitudes toward risky lending is making it very difficult for the self-employed, even those with high incomes, to secure mortgages. No-doc loans are particularly hard to get, locking out people whose incomes are derived from investments or who are able to...
Should you pay points on your new mortgage loan?
Recently a client of my was told by his credit union that he “should not pay any points†on the new mortgage he was taking out to buy a home. The reason the credit union suggested the client not pay points was that it added too much to the cost to the loan. It is...
More Foreclosures On The Way
Some economic observers are predicting another wave of foreclosures later this summer or in the fall. That’s because lenders that have held off on foreclosures as part of President Obama’s plan will now move forward aggressively to clear the backlog of troubled mortgages.
Treasury Trying to Help Re-Fi’s
The Treasury Department on Wednesday expanded its foreclosure prevention plan, lifting the current 105 percent loan-to-value cap to refinance up to 125 percent of a home’s value.
The Best Places To Live For Entrepreneurs
Entrepreneurs don’t retire, they just find a new project.
Over the past decade, baby boomers produced a high rate of entrepreneurial activity, and Dan Stangler, senior analyst at the Kauffman Foundation, says the number of baby boomers starting a business in their traditional retirement years is likely to increase.